City: Thibodaux
State: Louisiana
foreclosure help in Louisiana
County: Lafourche
We have received a notice telling us that our house is going up for Foreclosure in 30 days if we can\'t come up with $60602.50...My husband was hospitalized and we have fell behind & have been unable to catch up since rising costs on our mortgage due to an adjustable rate and escrow charges that have been added by our mortgage company. Was Option One, then they switched over to American Home Mortgage Servicing Inc. & Specialized Loan Servicing. Foreclosure Help with American Home Mortgage Servicing.

City: Chickasaw
State: Alabama
loan modification in Alabama
County: Mobile
Originally purchased with 80/20 fixed for 2 years. Rate ballooned after 2 years. Continued to rise until  was unable to handle payments. Attempted to make arrangements, unable. Self employed, small business owner, single parent. Business dropped with bad economy. Not sure about foreclosure date.Have received minimal correspondence, but local authorities notified me today of foreclosure. need a loan modification with American Home Mortgage Service

City: Everett
State: Massachusetts
loan modification in Massachusetts
County: Middlesex
my husband was out of work but returned last September.  He is working steady now, both our cars broke down, utilities are high, son going to college in the fall, we fell several months behind on our equity loan.  we sold some assets and asked if we could pay the behind payments they said no, we are now in charge-off which is prior to foreclosure but unless we can refinance they will foreclose in about 60 days, our only option i feel is bankruptcy which we don\'t want, we have worked out a payment plan with our first mortgage, we don't want to lose our home of 19 years. but who will refinance us now? they said they called but never left a message saying we were in charge-off, i was in contact with someone via email but she never would contact me back prior to all of this.  I was willing to work out a plan but they never offered, by phone, email or mail.  they are very uncooperative, we are at our wits end. We are now up to date and able to keep up but American Home Mortgage Servicing is unwilling to work with us to stop foreclosure in Massachusetts

City: Monticello
State: Florida
loan modification in Florida
County: Jefferson
filed chapter 7 completed in March signed reaffirmation with 5 late payments included in the reaffirmation agreement  continued payments right after bankruptcy then 5 months later I was served the foreclosure notice for the payments from the bankruptcy.  I haven't figured out the whole thing.  I can't afford an attorney.  I was in ICU for a while in May and was real sick for the lad\st year. Hence the Chapter 7.  They also have been assessing costs and fees that I don't understand. we need a loan modification with American Home Mortgage Service

City: Hammond
State: Indiana
loan modification in Indiana
County: Lake
I divorced 5 years ago and took over payments on the house and with the loss of her income and bills was not able to keep up, she is on the mortgage and just recently sued me and won - whatever that means. I have a good job make over 200K yr I have 2 mortgages American Home Mortgage Service 205K (2300 month at 10%), HomeComing Financial 55K  (650 month @ 13%) - the house will only appraise for 190K - but we want to keep it remain living in it.   I am 12 months behind on both mortgages, we need loan modification help with American Home Mortgage Servicing

City: Orlando
State: Florida
loan modification in Orlando
County: Orange
I need help stopping foreclosure.when we purchased the loan was in my husbands name and my mother co-signed.i am on the deed not he loan,and my husband passed away at the end of July he has been sick and unable to work and keep a job and that's how we got behind on payments. i didn't think saving the house was possible at 180 days past due  but after speaking with them they are willing to do forbearance and have given me other options but they all include raising the payment. it's gonna be hard to make the payment if it goes up and it's on a 15 year loan. I would like to extend it to a longer loan to help bring payments down or anything to lower them. I will do anything to lower the payments. I have since returned to work and gotten social security benefits and need to budget myself in the best way possible. we need a American Home Mortgage Service loan modification

City: North Las Vegas
State: Nevada
loan modification in Nevada
County: Clark
My husband was unemployed since December then got a job in May.  I was unemployed in March and still am until now ( August 14 ). We had a home that was sold in to auction then we were told by the bank to vacate the property by August 16 so we moved all our items from the home. This property was under American Home Mortgage Service and we tried to short sale it, got it listed but no one bought the house. We also have an investment property which is the address I listed above and would like to keep this house because there is a tenant in place. We would like to get a different rate for this house because we received some information that it is valued under 100k but our loan for it is 240k. We were advised to stop payment on it since December so that we can try to short sale it but it did not sell as well. We are willing to get a different rate, begin making payments again and keep the property if possible.  We do not want to file for bankruptcy. We would like to keep the property, begin our payments at whatever the current value is and be done with it. If there is a way to save our other home and do the same thing, that would be great also. Currently, we are renting but we can put a tenant in there quick to help with the payments of the mortgage. Investment Property, refinance a foreclosed home. Can we get a AHMS loan modification

City: Knoxville
State: TN
County: Knox
We were told by Saxon, that we were approved for a loan modification and not to send any more payments until we received the paperwork. We have called ever month at least twice a month and continually been told they are working on getting papers to us. This month we called after we saw people in front of our house taking pictures only to find out that our loan was in foreclosure and had a sale date of March 19.  To this day Feb. 20 we have still been told not to send money that they are still working on our modification. They say if it isn't finished before March 12, seven days before date of sale, that they will postpone sale date. How can we trust them when we have received no correspondence from them during this whole mess. We need help with a Saxon Loan Modification