 |
|
 |
 |
GMAC Mortgage Loan Modification Help.
Loan Modification Help GMAC Mortgage
If you need loan modification help with GMAC Mortgage there is no other option. We are the only company that I am aware that actually has loan modification experience. Our negotiators worked in the loss mitigation departments for many lenders and really know the business. You are not passed off to third parties your loans are worked by actual loss mitigators, that in the past not only worked for the banks but helped write the loan modification policies. There is no better experience than what we offer. Get your loan modified by the industry leaders in loan modification help.
During our negotiations with your lender we submit your file requesting a loan modification with GMAC Mortgage and have great success in getting your home saved from foreclosure. We do not accept homeowners that do not qualify for loan modification assistance. We qualify homeowners once they fill out out GMAC Mortgage loan modification help form. If you feel a loan modification is your best option and you can afford your home and just had hardships that you have overcome we can help with a loan modification. We are here to help homeowners that are stressed out or do not have the time and patients to work with your lender getting you a loan modification. We have helped stop many homes from foreclosure and really want to help you. If you can not afford your home and just want to sell quickly we have found a company that offers GMAC Mortgage short sale help.
Below are homeowners that have contacted us for loan modification help with GMAC Mortgage
City: Los Angeles
State: California
loan modification with GMAC
County: Los Angeles
I owe $ 414,000, and the approximate value of the property dropped to less than $300,000. I have fixed rate 6.625 % APR for 30 yrs. I have had the house for 4 yrs.
I am not working overtime anymore (I used to get overtime in previous years) and I can barely make the mortgage payments. I would like to reduce the APR or the principal amount. GMAC Mortgage modification. We no longer have overtime pay.
City: Philadelphia
State: Pennsylvania
loan modification with GMAC
County: Philadelphia
suffered a traumatic brain injury 3+years ago. receive SSDI in the amount of 1619 a month. I have consulted with a bankruptcy attorney and actually gave him a retainer but have yet to file. If I file bankruptcy(excluding mortgage/which is with GMAC). I have contacted HopeNow several times looking for help renegotiating terms of my mortgage. After my accident I was offered a no-documentation loan in the amount of 300,000/interest only/5 yr. balloon, due in 1.5 yrs. my mortgage payment is 1600 and that excludes taxes and insurance. A recent market evaluation determined the current value of my home to be approximately 190,000 (110,000underwater) how many payments can I miss before GMAC can foreclose on my property? If I were to file bankruptcy (excluding my mortgage) what consequences would there be if any. I need to keep my home as it house the photography studio and business I have been working on to create with disability vocational experts. I no longer have the energy to go down all the dead end roads I've been on. Are there any programs aimed to help people with disabilities, avoid foreclosure as this group of people has the creates obstacles to overcome. Could you please provide me with accuarte and timely information as I have an appointment with my bankruptcy attorney at the end of this week. I have chronic unpredictable health issues which negatively affect my ability to earn income. GMAC is my lender and i have contacted them numerous times unsuccessfully and a brother of mine has attempted to do the same with the same results, help with a GMAC loan modification.
City: Dayton
State: NJ
New Jersey Loan Modification
County: Middlesex
I made very poor decisions. I have too much out in loans and I'm now separated with all this debt an unable to repay without help. I make enough money. I just don't have enough money. I have about $30,000 that is being taken out of my check. If I can consoladate those into one I could make all my payments. Loan modification help with GMAC.
City: Lewiston
State: Idaho
GMAC mortgage modification
We miss our payment in Sept and Oct. We sent in full payment to Gmac in November in the form of a cashiers check and they returned it to us. My husband changed jobs in Aug. and we sent our oldest daughter off to USC that month as well.
City: Tulsa
State: Oklahoma
GMAC foreclosure help with a Loan Modification
County: Tulsa
My mother passed away in Sept. 2007. My father had no insurance on her and they lived on a fixed income. Her funeral expenses were over $10,000 and he had NO money to pay for it. I had to assist with this and then help with his expenses until he was able to trim his household budget to be able to get by. I began to fall behind about Feb. of 2008. After I was behind 3 payments GMAC would not accept any payments to try to catch the loan up. I then fell about 20 feet from a ladder at my home in July 2008. I broke a leg and suffered a concussion, and was unable to work. I was able to collect sick leave at my primary job, but had no such benefit at my second job (which provides 50% of my income). While I was off with the injuries, i was served with forclosure filing papers. they did not contain a court date and the process server told me that I still had time to work with them as no court date was set. I contacted GMAC when I got back to work and they would not work anything out with me until I filled out some paperwork for them. I got a packet, filled out the papers as required and faxed it to them. I heard nothing back, so called them a couple of weeks later. They then sent a far more detailed information request. All this time I was trying to get them to take some money from me, and let me catch up the loan at an accelerated payment rate but they would not. I faxed the original paperwork to them again and called a few days later. They finally acknowledged that they had received it. By this time it was Nov. 24, 2008. the person I spoke to that day was Steve in the default division. He agreed to a workout. If I could pay $1700 up front, they would put me on a fixed rate of 8.75% (better than my ARM rate which had adjusted to 9.99%). I told him that I was finally relieved to get things going and not lose my home. He said I should receive the workout packet by Dec. 12th. Instead on Dec.2nd I received notice that the house was forclosed on Nov. 21st. I was not notified that a court date had ever been set nor was I subpeoned though the court document said I was. I called GMAC back that day in a panic and they told me not to worry that Steve was still working on my plan and I would get the paperwork soon. Today I received notice that the house has been set for Sheriff's sale on Jan. 6! I tried to call GMAC but they are not open on Sat. CAN I SAVE MY HOUSE? PLEASE HELP! I can pay for my house! My take home after tax income is now $3070 per month at my current rate of pay. My ARM payment was $879 per mo. and my other expenses do not exceed $1800 per mo. I am no longer having to pay for my mother\'s funeral (paid off) or help my father (he\'s working at age 77, and my brothers have stepped up to help so I don\'t lose my house). GMAC is my mortgage holder (it has been sold twice in two years).
City: Portland
State: Oregon
Oregon Loan Modification
County: Multnomah
I was 22 years old (naive to say the least) I found my self with two mortgages and the first was an adjustable loan with an 3 year arm and these mortgages did not include insurance or taxes. I then two years later was diagnosed with end stage renal failure and was put on dialysis awaiting a kidney transplant. I applied for Social Security to help with bills while I was not working. I was approved, however there was a five month waiting period, needless to say I became behind on my payments. I called GMAC and told them what was happening and asked if I could work something out until I started to receive my social security, they agreed and told me to send the approval documents (which I did). Two months later while I was recovering from a transplant I was served with forclosure papers. I had to file for a chapter 13 bankruptcy, because I was too sick and weak to fight them. I became well and started working some, and that is when this wonderful 3 year arm adjustable rate came sneaking up. My payments went from 707.60 with out taxes or insurance to 1147.00 with out taxes or insurance. I again was unable to keep up, I tried talking to my bankruptcy attorneys and they found a loop hole (so they thought) finding out the GMAC had not sent me a monthly statement since the birth of my loan, i really didn't know any different this was my fist mortgage loan. They instructed me to hold payment until this was resolved and they would negotiate better terms, the attorney I was assigned was fired shortly after and I was left with back mortgage payments and fees. I was able to pay some, however I am not faced with back fees and unable to keep up with the increased payments, I have horrible credit because of all this and I just need help getting back on track. Laying it all on the table: I am behind about 3 months on both mortgages and ow about $5000.00 in back property taxes because I was told it would be included in the bankruptcy which it was not. My dream at this point would be to have my past due payments put back on the end of the loans and to negotiate with GMAC a lower non-adjustable rate where my taxes and insurance would be included. Stop GMAC foreclosure with a loan modification
|
|
| |
|
|
| |
|
|
|
